IS LOVE OF MONEY THE ROOT OF ALL EVIL ?

Most of us were mindset that money is the root of all evil, and many of us were uneducated that it is the LOVE OF MONEY which is the root of ALL EVIL.

When I was a kid, ‘pag may naririnig akong nag-uusap tungkol sa pagpapayaman o pagpapadami ng mga ari-arian, naiisip ko kaagad ‘Ay mga masasamang tao sila, pera pinag-uusapan, ayokong maging kaibigan sila, mga muka silang pera.’ But don’t blame me, kasi dun ako lumaki eh, lumaki ako sa isang surrounding na hindi pinag-uusapan ang pera lalung-lalo na sa hapag-kainan. At kapag pinag-usapan niyo ang pera, magiging masama ang tingin ng mga taong nakapaligid sa inyo. Kaya nga nung bata ako, ayaw kong maging mayaman eh hehe, kasi masama ang tingin ko sa mga mayayaman :) . Tingin ko sa kanila mga greedy na tao, tingin ko sa kanila, naging mayaman lang sila kasi meron silang ginawang masama o kaya naman, nanlamang sila sa kapwa.

Until one time, I was educated financially when I read the book of Robert Kiyosaki ‘Rich Dad Poor Dad’. He explained that MONEY IS NOT THE ROOT OF ALL EVIL but LACK OF MONEY MAY CAUSE A LOT OF EVIL. Fighting in marriage because the couple doesn’t have enough money is evil. Having a broken family and the reason is because they lack of money is evil. Not sending your kids to school and the reason is you are lack of money is evil. Being uncontented in this life and you were guilty because you are  lack of money is evil. Stealing someone’s property because you don’t have the money to buy it is evil. These are only few examples that may happen to you or to our family if we love the money itself or if we were lack of money.

Remember that money itself is only a tool that can buy material things and can make us happy. But don’t forget that money itself can also be a medium that can make you or someone’s life miserable.

Don’t be negative when someone talks about money and if their mission is to help and educate others, be positive about it! Don’t be afraid to tell your friends and family that you want more money and you want to be rich, if that’s your way to help others, and make your life more comfortable and secure, go for it! As long as you don’t love the money itself, go for it and fight for your dreams! It is not about the money, but it is about what the money can do and how it can help us.

Do you believe I forgot something to say that can make this article more helpful? Please do a comment below and I'll be happy to read your additional information :) . Or have you found this article meant to be read? Please share it to others so they will be helped too !

You SHARE and then we HELP :)

5 THINGS YOU NEED TO CONSIDER BEFORE INVESTING

Napakarami sa atin ang gusto mag-invest pero hindi alam kung saan at paano magsisimula. Marami din sa atin ang meron ng pang-invest pero natatakot  na kapag nag-invest , baka malugi lang at walang mangyari. In this post, I want to help you regarding the said topic. I want to give you some tips what the things you need to consider before starting in any kinds of investment.

   1. Set Goal.  

     Bakit ka nga ba magi-invest, ano ba reasons mo? Ano ba yung mga gusto mong maabot? Gusto mo bang makabili ng bahay, kotse, makapag-travel, makatulong sa family, makapagtayo ng charity, makapag-paaral ng mga kapatid, magkaron ng magandang retirement, magkano bang halaga ang gusto mo? Napakadaming rason kung bakit mag-iinvest ang isang tao, that’s why knowing your reasons is a must before investing in any kind of product or procedure. Dahil kapag nag-invest ka at hindi mo alam kung bakit ka nag-iinvest, eh para kana ding tumakbo sa isang track ‘n field at hindi mo alam kung saan ang finish line, para kana ding naglaro ng billiards na walang butas ang mesa, at para kana ding naglaro ng basketball na walang ring. That’s why setting goals is very very important before stepping-in in any kind of investments.

   2.Have the Proper Expectations. 

      Lahat ng uri ng investments ay laging may kapatid na risk. Anu ba yung risk ? Ito yung mga bagay na hindi mo inaasahan o yung mga bagay na ayaw mong mangyari sa business or investment mo. Pwedeng pagkalugi, pagkatalo, pagbagsak ng business, maliit na interest, walang kita, pagbagsak ng market, in short, risk is your enemy or challenge in your investments.

3.Learn Before you Earn. 

     Napakaraming nababalita sa radio, tv, dyaryo ang mga nai-scam. Alam mo ba kung bakit? Na-scam sila dahil wala silang proper education what a real investment is all about. Kung alam lang sana nila that real investment takes time, real effort and hardwork, eh di sana hindi sila maloloko ng mga illegal na company at mga taong mapagsamantala. Kadalasan, pinapangakuan sila ng high returns or interests, kaya eto naman si Juan, naniwala at naloko. You can read books, attend seminars, search online, watch videos in youtube, or read our posts here to become financially educated. Always remember, “Learn before you Earn.”

    4.Create and Maintain Emergency Fund. 

     This will be your backup for the rainy days. Dahil nga sa hindi maiiwasan ang risk sa lahat ng investments, you need to have Emergency Fund. Pano kung next month malugi ang investments mo, pano kung next year biglang bumagsak ang market, pano kung halimbawa nagkaron ng isang malakas na typhoon tulad ni Ondoy at nasira yung business mo, pano ka ngayon? Having Emergency Fund is a must, it should be 3-6months of your monthly expenses, mas maganda kung mas malaki at mas matagal, pwede mo din syang gawing 6months-1 year, depends on your plans.

    5. Take Baby Steps. 

     Don’t wait for the perfect time, it will never be or it will always be... Don’t be afraid to fail, don’t be afraid to lose, kung mangyari man, atleast alam mo na ang tama sa mali, atleast next time alam mo na ano ang dapat gawin. Sabi nga, “ The worst thing the man can do is by not doing anything. “ In short, start today, start now, don’t wait for someone, don’t wait for something to happen, it all starts with a single action.

    
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The First Step to a Big Leap

Maybe you don't know me yet but don't be worry, maybe I don't know you yet either :) just kidding! I just want to say that from now on...I'll be your good friend :)

Today is September 26, 2014, Wednesday and today is my first post here in my blog. And today, I just want to share a short part of my story.

These all starts with a single idea how can I help hundreds or even thousands of people. I thought that word of mouth advertising is not just enough for me to spread  the good news.

Until one time, I met one man in the internet, he is a blogger, a businessperson, I consider this man as one of my good friends eventhough we haven't met yet in person, and the same thing with me, he wants to help more people. To cut the long story short,  I decided to invest my hard-earned money into his product, I learned lot of things from him, personal development, proper mindset, and how to use the power of internet to leverage my time. 

In publishing this bog, I really consider him as my mentor, and in my any success in the near future, either in this blog or either success of my personal goals, I want to thank this man in advance. I want to thank you, Sir/Coach Eduard Reformina for teaching me, showing me the right way and giving me the hope again.

This blog may not be the number one reason that might help you to reach your goals. But I really assure you, it will hep you a lot. Especially in finances, personal development, getting your dreams, and I hope that we can be a good friend in the near future as what happened to me and my mentors :). Congratulations to me and Congratulations in advance to you my friend for taking one of the steps for taking your big leap !

Your Friend Through Financial Freedom,